A typical interior renovation in Toronto runs $25K–$120K in 2026 depending on scope, cabinetry level, and structural changes. A bathroom alone usually runs $25K–$55K, a kitchen $45K–$95K, and a full main floor open-concept renovation $80K–$160K. Use our estimate tool for a tailored quote.

Our 24/7 emergency line is staffed by humans, not voicemail — average pickup is under 60 seconds. For active flooding, fire damage, or structural emergencies we can have a crew on site within 1–4 hours anywhere in Toronto. Water-extraction and emergency board-up happens day one; full restoration scope is quoted within 48 hours.

Yes, for covered claims. We've worked with every major Canadian carrier — Intact, Aviva, TD, Allstate, Wawanesa, Economical, and most others — and we know what each one needs to approve scope quickly. We submit the estimate, photos, and progress documentation directly to your adjuster, and we only invoice your insurer once the claim is approved. You handle your deductible, we handle the rest.

Yes — fully. $5M Commercial General Liability, full WSIB on every site, and our trades are individually licensed in Ontario. Certificates of insurance go to your insurer or property manager on request — we send them within the hour.

Every Loki Constructions project carries a 2-year workmanship warranty from completion — double the Ontario statutory minimum. We answer warranty calls within 24 hours and our crews are back on site within 48 hours for non-emergency items, same-day for anything affecting safety.

Every scope change is documented in a written Change Order before any extra work starts — we never bill for surprise items at the end. Each Change Order includes the cost, the schedule impact, and a plain-English summary of what's changing. You sign before we proceed. Most projects run 0–5% in change orders, almost always for client-initiated upgrades like a different counter material or a relocated outlet.

As a GC, we're your single-point contractor — we hold all subcontractor contracts, carry all risk, and deliver on a fixed price (stipulated sum). As a CM, we work as your advisor during pre-construction (budgeting, value engineering, constructability review), and in the construction phase you have the option of CM-at-risk (we hold subs, like a GC, typically on a GMP) or CM-agency (you hold subs, we project-manage on fee). CM-at-risk-GMP is the most popular choice for our institutional clients.

We bid competitive stipulated-sum tenders, but our best outcomes come from CCDC 5B CM-at-Risk with GMP or CCDC 14 Design-Build engagements where we're involved in pre-construction. On a 24-month project, early CM involvement typically saves 8–12% on hard cost and 4–6 weeks on schedule vs hard-bid delivery.

We self-perform structural framing, finishing carpentry, and site supervision. Everything else — mechanical, electrical, plumbing, concrete, roofing, envelope, millwork — is delivered by our long-term subcontractor partners. We keep framing in-house because it lets us control structural quality and schedule contingency, which are the two biggest single-point risks on any project.

Yes to all three. We've delivered 8 LEED-certified projects (4 at Gold, 2 at Platinum), Toronto Green Standard Tier 2 and Tier 3 certified buildings since 2019, and our first Passive House retrofit in 2023. We carry a LEED AP BD+C and a Certified Passive House Tradesperson on staff and work closely with RDH Building Science on envelope detailing.

At schematic design (SD), our elemental estimates typically land within ±15% of the final GMP. At design development (DD, ~60%), we narrow to ±8%. At 100% construction documents, we hit ±3% — most often coming in slightly under on value-engineered packages. We publish these variance figures on every project and track them in our post-project reviews.

All of our project managers hold the relevant Ontario qualifications — Ontario Building Code, AODA, and ESA where applicable. We pull every permit ourselves, coordinate directly with municipal inspectors, and never leave that work to the homeowner. Every project has a dedicated PM and on-site lead who live and work within 45 minutes of Mississauga, so we can be on a job site within an hour if anything comes up.

Residential: we take on whole-house renovations from $500K and custom new builds from $1.5M hard cost. Commercial and institutional: we take on projects from $2M. We'll often look at smaller projects for repeat clients or when scope is a good fit for our self-perform crews, but the economics of our project-management overhead mean we don't tender jobs below these thresholds as a rule.